Last updated: 31 July 2026
This Privacy Policy contains information about how Financial Education Limited (hereinafter also referred to as the "Company", "we", "us"), as the sole data controller under applicable data protection law, collects, uses, and discloses personal data, as well as what measures it takes to protect the personal data of users and visitors of the website (hereinafter also referred to as the "User", "you", "your"), including but not limited to when you access or use the Services that we provide or may provide in the future.
The Operator has the right to send the User notifications about new products and services, special offers, and various events. The User can always opt out of receiving informational messages by sending a letter to the Operator's email address [email protected] with the subject line "Opt-out of notifications about new products and services and special offers" (or "Refusal of notifications about new products and services and special offers").
By using our Services or any other related product or service, you agree to this Privacy Policy. Please read this Privacy Policy carefully each time before accessing the Services, and before providing us with any information. If you do not agree to the terms of this Privacy Policy, do not access the Services or any other aspect of our operations.
1. Definition of Terms
1.1. "Site" means any Internet resource owned or operated by the Company, including but not limited to https://tradingeducationou.com, including its subdomains, localized versions, and digital environments directly controlled by the Company through which Users may access the Program or related services.
1.2. "Company", "we", "us" refers to Financial Education Limited, a company duly incorporated under the laws of the Cayman Islands, acting as the provider of educational content, materials, and related digital services offered via the Site.
1.3. "Participant", "User", or "you" means a natural person of legal age and full legal capacity who accesses or uses the Program for personal educational purposes, in accordance with the Terms and Conditions.
1.4. "Personal Data" means any information relating to an identified or identifiable natural person, including information provided during registration or use, automatically collected technical data (IP address, cookies, browser type, device specifications, timestamps, navigation paths), and any other voluntarily submitted information.
1.5–1.6. "Services"/"Program" means the non-formal digital education initiative operated by the Company via its official website, https://tradingeducationou.com.
1.7. "Processing" means any operation performed on Personal Data.
1.8–1.9. "Confidentiality" means the obligation not to disclose Personal Data without a legal basis or consent.
1.10. "Controller" means the Company.
1.11. "Consent" means a freely given, specific, informed, unambiguous indication of the User's wishes.
2. General Provisions
2.1. This Policy applies to data collected on the Site and any other Company-owned resources (web pages, applications, widgets, blogs, social plug-ins, and any online or offline offers linking to this Policy).
2.2. Data is processed to deliver, maintain, improve, and support the Program, ensure legal compliance, provide user support, and enable analytics and communications.
2.3–2.4. The Company is committed to protecting User privacy and the confidentiality of Personal Data; this Policy does not apply to third-party sites.
2.5. Financial Education Limited is the data controller in accordance with applicable data protection law, including the GDPR (EU 2016/679) where applicable.
2.6. By registering, using the Services, or otherwise affirmatively consenting (checkbox, form, registration), the User provides informed, voluntary consent to the collection, use, storage, transfer, and other Processing of their Personal Data as described in this Policy.
2.7. Questions or requests regarding personal data protection may be directed to [email protected].
3. Data We Collect About You
3.1.1. Voluntarily provided data: full name, email address, telephone number, country/city of residence, IP address, account credentials, and any other information submitted via forms, support interactions, or correspondence. Submitting such information constitutes consent to its processing under this Policy. Users may also be asked to consent separately to marketing communications, including via WhatsApp, which may be withdrawn at any time using the provided opt-out mechanism.
3.1.2. Technical Data: device/browser information, operating system and interface settings, time zone, language, screen resolution, IP address and city-level location, interaction logs, diagnostics and performance data, cookies and pixel tags.
3.1.3. Usage Data: which materials are accessed, login frequency, and feature engagement duration.
3.1.4. Marketing and Preference Data: consent status, communication channel preferences (including WhatsApp), newsletter engagement.
3.1.5. Communication Data: support correspondence, submitted forms, chat messages (including WhatsApp), survey responses, and related metadata.
3.1.6. Anonymous/Pseudonymized Data may be used to analyze trends and improve the Program, and may be shared with third parties where it cannot identify an individual.
3.2. Aggregated data is not Personal Data unless it can be linked to an identifiable individual.
3.3. The Company does not knowingly collect special categories of Personal Data under GDPR Article 9 (race, ethnicity, religion, political views, union membership, sexual orientation, health, biometrics).
4. Personal Data Collection
4.1. Sources: (a) direct interactions — browsing, registering, subscribing, contacting support, surveys, promotions, or feedback; (b) automated technologies — device/browser identifiers, IP/location, session data, cookies and logs; (c) third-party sources — payment providers, analytics and advertising networks, hosting and infrastructure providers, communications platforms including WhatsApp/Meta; (d) public sources, for fraud prevention, identity verification, or legal compliance.
4.2. Only data knowingly and voluntarily provided, or obtained on a valid legal basis (GDPR Article 6(1)), is collected.
5. Purposes of Personal Data Usage
5.1. Legal bases: performance of contractual obligations, legal or regulatory compliance, legitimate interests, and explicit consent (for example, for marketing communications, including via WhatsApp).
5.2. Purposes include: registering Users and providing Program access; processing payments; support and communication (including via WhatsApp); notifying Users of updates to the Site, Program, Terms, or this Policy; usage insights and preference analysis for business development; technical administration and security; secure backups and recovery; sharing with bound service providers; enforcing the Terms; protecting safety and rights; legal compliance (including responding to court orders or government requests); obtaining legal or professional advice; exercising or defending legal claims; and any additionally consented purpose.
5.3. With consent, the Company may send marketing communications — including via email and WhatsApp — regarding services, offers, or updates, to those who requested information or subscribed and have not opted out.
5.4. Consent to marketing communications may be withdrawn at any time via the unsubscribe link, account settings, by replying "STOP" to a WhatsApp message, or by contacting [email protected].
6. Personal Data Disclosure
6.1. Personal Data is treated as confidential and is not sold, rented, or traded. Disclosure occurs only as described in this Policy, as required by law, or with explicit consent.
6.2. The Company may disclose data to bound service providers, agents, subcontractors, or affiliates assisting in delivering the Program: technical infrastructure providers, customer support and communications platforms (including WhatsApp Business API providers such as Meta and its authorized partners), payment processors, marketing and analytics providers, and legal or professional advisors — all bound by confidentiality and data protection obligations.
6.3. Disclosure may also occur where required by law, judicial process, or governmental authority; to enforce the Terms; to investigate fraud or security incidents; to protect rights; or in connection with a corporate restructuring (merger, acquisition, sale, or insolvency), with the successor bound by this Policy.
6.4–6.5. The Company is not responsible for the privacy practices of third-party sites, partners, or advertisers linked from the Site.
7. Safety
7.1. Appropriate technical and organizational measures protect Personal Data against unauthorized access, alteration, disclosure, or destruction; access is limited to authorized, bound personnel.
7.2. Data is transmitted via SSL encryption; payment data is encrypted in transit and processing; Users are responsible for the confidentiality of their own credentials.
7.3. No method of internet transmission or digital storage is completely secure; however, industry-standard safeguards are applied.
7.4. Additional measures include staff training, internal privacy protocols, physical access controls, encryption and pseudonymization, recovery mechanisms, and regular audits.
7.5. The Company maintains breach detection and response procedures and will notify affected Users and the relevant supervisory authority where a risk to rights and freedoms is confirmed, as required by law.
8. Personal Data Retention
8.1. Data is retained only as long as necessary for the purposes for which it was collected, including legal, regulatory, tax, and accounting obligations, or longer where necessary for legal claims, agreement enforcement, fraud prevention, or audits.
8.2. Retention periods take into account the nature, volume, and sensitivity of the data, the risk of harm, the purpose, and applicable legal requirements.
8.3. Data no longer required is securely deleted, anonymized, or destroyed.
9. Safety of Minors
9.1. The Program is not intended for individuals under the age of majority or lacking full legal capacity. The Company does not knowingly collect data from minors; by using the Site, the User confirms legal age and capacity.
9.2. Parents and guardians are encouraged to educate children about safe online behavior.
9.3. A parent or guardian aware of a minor's data submission should contact [email protected] for prompt and reasonable action.
10. International Data Transfers
Personal Data may be transferred to and processed in countries outside your jurisdiction, including outside the EEA, where the Company's affiliates, partners, or service providers operate (including WhatsApp/Meta infrastructure). Appropriate safeguards — such as adequacy decisions, Standard Contractual Clauses, or explicit consent — are applied as required by applicable law.
11. Data Subject Rights
EU residents have the right to access, rectify, erase, and restrict the processing of their data, the right to data portability, the right to object to processing based on legitimate interests, and the right to withdraw consent at any time.
US residents (and residents of other jurisdictions, as applicable) may opt out of marketing communications, including via WhatsApp, at any time; service-related communications may continue regardless of a marketing opt-out.
12. Changes to This Privacy Policy
The Company may amend this Policy at any time to reflect legal, regulatory, or operational changes. Changes take effect upon publication on the Site, indicated by the "Last updated" date above. The Company may, but is not obliged to, separately notify Users of material changes. Continued use of the Site or Program after publication constitutes acceptance of the revised Policy; Users who disagree must cease using the Services.
Contact Information
Financial Education Limited
Registration code: OI-431648
Address: c/o Vistra (Cayman) Limited, 802 West Bay Road, Hibiscus Way, Grand Pavilion, Grand Cayman, KY1-1205, Cayman Islands
Phone: [ WABA phone number — to be added ]